Passionate to deliver

Pension & Insurance


You, insurers, already under constantly evolving regulation (Solvency II, MIFID II, Priips…), are now confronted to:

Disruption : clients are seeking direct capital-related protection & services.

Vermeg delivers open-architecture applets & servicing for time-to-market business.

Disintermediation : your clients are expecting unlevelled availability and immediate valuable servicing.

Vermeg delivers on-time reporting and data management.

Digitalisation : as client are connected “24/7”, your back-office requires lean processing and data protection.

Vermeg delivers back-office as a commodity, with a real-time digital connection.

Solife© for pension and insurance
  • Digital STP for clients and intermediaries
  • Time-to-market product innovation
  • End-to-end management from subscriptions to claims
  • Regulatory compliance & continuous update
  • Individual / Group Life insurance processing
  • Fast legacy scale-up

Solife© is a comprehensive and best-of-breed Policy Administration System, designed by and for Insurers, upon a 20-year knowledge and practice of user experience.

It enables Life and Health Insurance Companies to manage end-to-end their new businesses, policies and claims, with all required supporting features: cash & events management, accounting feed, distribution and fees management, reinsurance, tax & legal, dedicated reporting, claims management...

Solife© extensive library of API’s enables seamless integration with banking networks, intermediaries & partners, digital insurance portals. For faster turn-key deployment, you might prefer Solife© native Digital process layer, using state-of-the-art technology along with multi-device responsive design.

Solife© is your best answer, either for Greenfield Delivery and/or Legacy

SOLIFE© for Pension & Insurance Multi Devices Solife© Digital Life Insurance (Protection & Saving) Health Insurance API enabled Group Insurance (Employee Benefits) Soliam© for Asset Owners Palmyra Technologies Easy-Migration Tool Out of Legacy Add-Ons / Components (Undersigning...) Physical Networks Intermediaries & Distributors Solife© Core Product Design New Business & Sales tooling Policy Lifecycle (Payments-Policy-Claims ...) Distribution network management Standard market connectors STP configurable workflows

Client orientation & defragmentation as Solife© is a comprehensive solution covering both group & individual Insurance for savings, protection and health within One single solution

Continuous update on legal evolutions (Mifid, Priips, IMD2, …)

Consistent & STP Backbone for digital processings (APIs, Responsive design, digital signing…)

Significant reduction of administration cost, thanks to the high level of automation

Time-to-market delivery thanks to unrivaled flexible and easy to use product-design workbench

Built-in multi-distribution design


Our client is a major Insurer in France, acting as a factory for Life Insurance & Savings Contracts, in a highly multi-distributed context, serving multiple banks and various distribution networks.

He already had a sound market position in Savings Business, but not yet the desired market share in Protection Business. Existing in house Legacy Systems, Closed-Architecture and Team Culture did not enable to deal with this strategic Market evolution.

His ambitions were to :

Go Live rapidly on a new policy administration system
Migrate directly a portfolio of about a 50.000 policies as of Day-1
Integrate in existing banking network and distribution portals
Turn into Open Architecture with know-how transfer for future Businesses
Become 100% autonomous and flexible in new products design

After 8-month Project, he has built with Vermeg & Solife© solutions a common success :

Go-Live of a complete new product range in Protection Business
3-year growth up to 800.000 policies
100% Autonomy on new business initiatives under Digital deployment strategies
Decommissioning of Legacy debt.

As a Luxemburg subsidiary of a large European Insurance company, our Client had to seize an immediate opportunity for a new Business. This opportunity required the Setup of a multi-branch & multi-fund Hub in Luxemburg.

Acting as a One-stop shopping partner, Vermeg delivered comprehensive solutions with Solife© and added-value Servicing. After 1.5-month Project :

New Business offering is Live on the market, thanks to extensive catalogues of Solife©, gathering 1.5 Billion EUR additional collect in 1 year;
Connectivity with Investment Management Systems is implemented (required for Premium Financial Products);
Front-Office enables access to all policies and portfolios, for external partners & intermediaries;
SaaS (Software as a Service) is implemented thanks to our Solfia structure. We provided a solution in a private Saas (to comply with Luxembourg Regulation Vermeg has a “PSF-compliant” Label approach)

With Solife© & Vermeg’s Managed Services, experience how to :

Accelerate decisions on time-to-market opportunities
Cut costs on Legacy and technical infrastructures
Enhance your Business expertise & autonomy
Implement flexible and reactive Digital connections